{"id":4122,"date":"2026-01-20T14:49:00","date_gmt":"2026-01-20T14:49:00","guid":{"rendered":"https:\/\/new.clartan.com\/en\/?p=4122"},"modified":"2026-03-11T15:54:51","modified_gmt":"2026-03-11T15:54:51","slug":"jai-100-000-euros-a-investir-est-ce-une-bonne-idee","status":"publish","type":"post","link":"https:\/\/clartan.com\/en\/case-studies\/jai-100-000-euros-a-investir-est-ce-une-bonne-idee\/","title":{"rendered":"Is investing \u20ac100,000 the right move for me?"},"content":{"rendered":"\n

A common recommendation is to set aside three to six months’ worth of disposable income in readily accessible accounts (such as a Livret A, LDD, or current account) for unexpected expenses. However, any amount exceeding this reserve should be invested with inflation’s impact on idle savings in mind.<\/p>\n\n\n\n

With the Livret A rate at 1.75% and inflation at approximately 2% at the end of 2025, readily available savings are failing to generate a return and are, in fact, decreasing in value.<\/p>\n\n\n\n

Financial markets offer a valuable tool for portfolio diversification, particularly for individuals who already own their primary residence. Unlike income-generating real estate, these markets provide daily liquidity and allow for investment in assets with varying degrees of volatility, depending on the investor’s time horizon. Investment can be made either directly in equities or through funds.<\/p>\n\n\n\n

Clartan Associ\u00e9s provides personalized support for clients with a minimum investment of \u20ac100,000. Your dedicated portfolio manager will first work with you to select the optimal investment wrapper (PEA, PER, securities account, life insurance, etc.) that best suits your wealth goals, investment horizon, and desired value-growth. Subsequently, Clartan will implement a financial allocation strategy tailored to your specific risk profile and time horizon.<\/p>\n","protected":false},"excerpt":{"rendered":"

A common recommendation is to set aside three to six months’ worth of disposable income in readily accessible accounts (such as a Livret A, LDD, or current account) for unexpected expenses. However, any amount exceeding this reserve should be invested with inflation’s impact on idle savings in mind. With the Livret A rate at 1.75% […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[29],"tags":[],"class_list":["post-4122","post","type-post","status-publish","format-standard","hentry","category-case-studies"],"acf":[],"yoast_head":"\nIs investing \u20ac100,000 the right move for me? - Clartan Associ\u00e9s<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/clartan.com\/en\/case-studies\/jai-100-000-euros-a-investir-est-ce-une-bonne-idee\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is investing \u20ac100,000 the right move for me?\" \/>\n<meta property=\"og:description\" content=\"A common recommendation is to set aside three to six months’ worth of disposable income in readily accessible accounts (such as a Livret A, LDD, or current account) for unexpected expenses. 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