{"id":10287,"date":"2026-01-21T14:21:47","date_gmt":"2026-01-21T13:21:47","guid":{"rendered":"https:\/\/new.clartan.com\/fr\/?p=10287"},"modified":"2026-02-10T16:03:37","modified_gmt":"2026-02-10T15:03:37","slug":"100000-euros-a-investir","status":"publish","type":"post","link":"https:\/\/clartan.com\/fr\/cas-pratiques\/100000-euros-a-investir\/","title":{"rendered":"J\u2019ai 100 000 euros\u2028 \u00e0 investir, est-ce une bonne id\u00e9e ?"},"content":{"rendered":"\n<p class=\"has-medium-font-size\">Il est fr\u00e9quent d\u2019entendre qu\u2019il faut conserver entre 3 \u00e0 6 mois de revenu disponible (livret A, LDD, compte courant) pour faire face \u00e0 tout impr\u00e9vu. Mais au-del\u00e0, il faut prendre en consid\u00e9ration l\u2019impact de l\u2019inflation sur une \u00e9pargne dormante.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Le livret A<\/h2>\n\n\n\n<p>Fin 2025, le taux du livret A \u00e9tait de 1,75&nbsp;% et le taux d\u2019inflation autour de 2&nbsp;%, par cons\u00e9quent l\u2019\u00e9pargne disponible ne travaille pas, elle perd m\u00eame de la valeur.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les march\u00e9s financiers<\/h2>\n\n\n\n<p>Les march\u00e9s financiers permettent d\u2019investir sur des supports plus ou moins volatils, en fonction de l&rsquo;horizon de placement. Ils offrent une liquidit\u00e9 quotidienne que l\u2019immobilier de rendement n\u2019offre pas. Investir en actions en direct ou via des fonds est un bon outil de diversification&nbsp;patrimoniale pour ceux qui poss\u00e8dent d\u00e9j\u00e0 leur r\u00e9sidence principale.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Investir chez Clartan<\/h2>\n\n\n\n<p>D\u00e8s 100 000 euros,\u00a0Clartan Associ\u00e9s propose\u00a0des\u00a0<a href=\"https:\/\/clartan.com\/fr\/gestion-privee\/\" id=\"10122\">solutions d\u2019accompagnement<\/a> \u00e0 ses clients. En fonction de l\u2019horizon de placement et des objectifs de valorisation, un g\u00e9rant vous aidera \u00e0 choisir l\u2019enveloppe de placement la mieux adapt\u00e9e (PEA, PER, compte titres, assurance-vie) aux objectifs patrimoniaux.\u00a0Clartan met en place\u00a0une allocation financi\u00e8re adapt\u00e9e au profil de risque et \u00e0 l\u2019horizon de placement du client.<\/p>\n\n\n\n<p class=\"has-white-background-color has-background\" style=\"border-top-left-radius:8px;border-top-right-radius:8px;border-bottom-left-radius:8px;border-bottom-right-radius:8px\">Vous souhaitez en savoir plus, n\u2019h\u00e9sitez pas \u00e0 nous contacter :&nbsp;<a href=\"mailto:gestionprivee@clartan.com\" target=\"_blank\" rel=\"noreferrer noopener\">gestionprivee@clartan.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>D\u00e8s 100 000 euros, Clartan Associ\u00e9s propose des solutions d\u2019accompagnement \u00e0 ses clients.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[37],"tags":[],"class_list":["post-10287","post","type-post","status-publish","format-standard","hentry","category-cas-pratiques"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>J\u2019ai 100 000 euros\u2028 \u00e0 investir, est-ce une bonne id\u00e9e ? 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